Hiring a public adjuster is a big decision. Since this person will represent you in negotiations with your insurance company, you want to ensure that you hire someone experienced, knowledgeable, and comfortable working. Here are a few tips to help with your search for a public adjuster.
1. Check Their Credentials
Checking a public adjuster\’s credentials is the most important thing you can do to ensure you\’re hiring a public adjuster, who is qualified to help you with your insurance claim. In Florida, public adjusters must be licensed by the Department of Financial Services. Before you hire anyone, be sure to verify that they are in good standing with the DFS.
You visit the adjuster\’s website and search for the public adjuster\’s name or license number. Hiring a licensed public adjuster ensures that you\’re working with someone who knows the nuts and bolts of the insurance claims process and is held accountable to the state for their actions.
2. Ask for Referrals
A great way to find reputable Florida public insurance adjusters is to ask friends, family, or colleagues for referrals. If someone you know has had a good experience with a public adjuster in Florida, they\’ll be more than happy to share their contact information. If you know anyone who has recently used the services of a public adjuster, ask them for their advice.
3. Do Your Research
Once you have a list of the names, research each one. Check out their websites and read online reviews. Try to find an unbiased source, such as a blog or forum where people can freely give their honest opinion about Florida public insurance adjusters.
Also, look at the company\’s social media accounts to see what kind of reputation they have. Do they respond to negative reviews? Do they seem to care about their customers? Also, check out the Better Business Bureau website to see if there are any complaints against the company.
By researching, you can narrow your choices and find the best company for your needs. Southeast Public Adjusters, Inc. is one of the most reputable public adjusting firms with an A+ rating from the BBB that represents homeowners on insurance claims in the event of property damage in Florida.
4. Schedule a Consultation
Once you\’ve narrowed your choices, it\’s time to schedule a consultation with each South Florida insurance adjusters\’ company. That is a great opportunity to get to know the public adjuster and ask any questions you may have about their services. Ask about their experience handling claims like yours and see if they have examples of successful cases they\’ve worked on.
Also, ask about their fees and what you can expect during the claims process. Some South Florida insurance adjusters work on a contingency basis, meaning they only get paid if they can get you a higher settlement from your insurance company. Others may charge an hourly rate or a flat fee. Be sure to ask about all of this before you make your decision. By meeting with each company, you can get a feel for who you would be working with and determine if they\’re the right fit for you.
5. Get Everything in Writing
Once you\’ve chosen a public adjuster, get everything in writing. That includes the fee agreement and a detailed description of the services they will be providing. It will protect you and ensure that there is no confusion about what you can expect from the relationship. Getting everything in writing helps you avoid any issues down the road and gives you the confidence that you\’re making the best decision for your needs.
When choosing a public adjuster, finding someone licensed and experienced is important. It would be best if you searched for someone familiar with Florida\’s claims process and with a good reputation. With so much at stake, it is worth finding the right public adjuster for your needs.
Contact Southeast Public Adjusters firm that\’s serving Florida policyholders\’ needs. Our experienced and knowledgeable adjusters will work tirelessly on your behalf to get you the maximum compensation you deserve.