How Can a South Florida Public Insurance Adjuster Help You?

A company adjuster represents the insurance company in dealing with your loss and damages. Their primary duty is to protect the insurance company\’s interests.


Only an independent public insurance adjuster is authorized by the State of Florida to represent you, the insured. The Public Adjuster\’s primary duty is to protect you and your interests in insurance claims.


Aside from Florida, more than 43 other states and the District of Columbia now require this license to represent an insured.


Keep reading to learn more!


What is a Public Adjuster?

The National Association of Public Insurance Adjusters defines a public adjuster as \”a professional hired solely by a policyholder who has suffered an insured loss.\” Insured and insured work together to provide the most equitable and prompt settlement possible. The adjuster inspects the loss immediately, assesses the damages, gathers supporting evidence, reviews the insured\’s coverage, and determines current replacement costs.


Determining Coverage

If you are overwhelmed by the process of determining your coverages and calculating your loss, you should consult a public insurance adjuster. Insurance policies can be confusing. Coverage is often excluded in one section and then reinstated in another. To be paid on a claim, the insured must also meet all policy conditions. If you\’ve ever suffered a loss and had to file a claim, you know how difficult it can be.


Insurance companies often discourage claimants from hiring a Public Adjuster after a loss.


This happens all the time. Insurance companies do not want the insured to be on an equal footing. They want to be in charge and avoid dealing with experts. Insurance companies want to minimize payouts. They are trained to maximize claim payouts.


Restoring Your Life

Public adjusters restore your life. Your public adjuster fights with the insurance company for you, saving time and energy. A good public adjuster works with you to maximize your time so you can get back to your daily, family, and work routine.


The public adjuster is an expert in insurance policies and negotiation, leveraging insurance company adjuster to make a larger, more accurate, and acceptable offer.


Good Public Adjusters Save Families Stress

A public adjuster can help you avoid a lot of emotional stress.


Most insurance policyholders who have used a public adjuster say this is the main benefit. The fact that they can once again live their lives while the adjustment and negotiation are taking place is often the most valuable part of the process. Public adjusters will keep you from signing unnecessary documents and ensure you keep accurate records of your expenses. They will also help you avoid mistakes that could delay or damage your claim.


What\’s Next?

Southeast Public Adjusters in Pembroke Pines, Florida, can help you to get back on track with prompt claims adjusting that always has you, the policyholder, in mind.

We are ready to help you process your insurance claim. Call us today at 888-811-5439 to get started.