Florida right to repair claims adjuster

How To Maximize Your Insurance Claim After A Burglary

Nobody wants to think about a stranger breaking into their business after hours, violating their premises, and stealing their belongings. If your business has been burglarized, call 911 immediately. Next, contact your insurer to file a burglary claim. You should also consider contacting South Florida public adjusters to get a second opinion. At Southeast Public Adjusters, our knowledgeable staff knows exactly what to do during these situations and can work with you to seek appropriate compensation for your direct costs as well as any related loss of business.

Why Hire A Public Adjuster?

After filing a claim, your insurer will send out an insurance adjuster to assess the damage and estimate the cost. However, it is not uncommon for them to submit a lowball estimate, so your insurer can minimize your payout. People who hire a public adjuster need a second opinion after a claim was denied or they received a low settlement. You may be paying a high cost for your insurance premium, but insurance companies still don’t want to give policyholders large settlements. As a result, they deploy tactics to reduce the value of your claim.

When you hire a public adjuster, you get an expert who does not work for the insurer. They will work on your behalf, ensuring you receive the maximum settlement.

Is The Claims Process Difficult?

Filing an insurance claim is fraught with difficulty. On top of that, you are going through a challenging time, which can impair your thinking when filling out paperwork. There are many steps to the process, some more convoluted than others. Therefore, we do not recommend handling the claims process on your own unless you have prior experience or knowledge. Too many mistakes can be made that can result in a significantly lower payout.

One of the trickiest parts of the claims process is negotiating with the insurance company to receive a larger settlement. Some other steps involved in this process are:

  • Review your insurance policy
  • Contact your insurer to notify them of the burglary
  • Deal with the insurance adjuster as they assess your loss
  • Carefully fill out the claims form – mistakes can lead to delay or denial
  • Collect all documents that can support your claim
  • Make sure you file your claim within the stipulated timeframe
  • Keep thorough records of everything regarding the claim
  • Stay in contact with your insurer if the process is being delayed
  • Accept a payment that is usually lower than what you deserve

The best way to maximize your settlement is to hire a team of experienced Florida public adjusters. They can take the burden off your shoulders by preparing and filing your claim and informing you on the next steps. It’s a way to ensure that no mistakes are made that can delay or deny your payment.

How Can We Help?

Our team will provide assistance in any way we can. If you don’t understand your insurance policy, we’ll be available to explain each section to you. If you don’t want to deal with the insurance company, we will handle it. When your insurer tries to minimize your payout with tactics you won\’t see coming, we know what to expect and will be on the lookout.

Essentially, our team can help to:

  • Review all notifications regarding the claim – this is a tedious process, so a lot can slip through the cracks.
  • Submit the claim within the specified timeframe with all necessary documentation – when dealing with a disaster, such as a burglary, as well as filing a claim, you will be surprised how easy it is to forget the claim deadline.
  • Appeal if the claim is denied – millions of claims get denied each year for a variety of reasons, so it would not be uncommon if this happened to you.

Contact Southeast Public Adjusters

This situation you are in is unfortunate, but surprisingly, it can get worse if you do not have the right team by your side. We have been assisting homeowners and business owners throughout Florida and the Southeast United States with professional property damage claims service for over 18 years.

Our experience can be invaluable, as many of our public adjusters worked for insurance companies before switching over to help the policyholder. When you need to hire South Florida public adjusters can trust, contact Southeast Public Adjusters today. Call (888) 811-5439 for a complimentary review of your insurance policy or damage claim.