Water damage claims are as tricky as water damage and its related insurance claim itself.
However, insurance companies in Florida are now making policies even trickier, especially for water damage claims. They have strict boundaries as to what is covered under water damage claims and policyholders have to claim them accordingly.
Moreover, water damage typically takes time to reveal itself, which means you need a trained eye to spot the spread and extent of the damage and subsequent claim. These are things that require the experience and expertise of a water damage public adjuster.
That being said, always remember to contact Southeast Public Adjusters in Pembroke Pines, FL, for the best public adjusters for water damage claims.
Let\’s discuss what causes water damage, categories of water damage and why public adjusters are beneficial for your water damage claim.
Causes of Water Damage
Hurricanes, floods, rain, and water surges are all common occurrences in Pembroke Pines, FL, and the Sunshine State in general.
However, these natural disasters are not the only cause of water damage in your home.
There are plenty of other ways water damage can occur and the most common one is negligence. If you are not repairing broken appliances, damaged piping, or roofs, your negligence may result in these problems causing water damage to your home.
Another common way water damage occurs is through malicious activity, i.e., when someone with bad intentions purposefully damages your home. While negligence is not covered, natural disasters and malicious activity are covered under three categories of water damage claims.
- Category 1 – Clean Water
This water damage is considered to be caused by clean water and does not threaten the household.
- Category 2 – Gray Water
This water damage is considered \’contaminated\’ gray water and will likely cause illness to the household.
- Category 3 – Black Water
Blackwater is water damage considered as ‘highly contaminated,’ containing widespread bacteria. Blackwater damage poses an extreme health risk to the household because it can cause severe health problems.
Why Public Adjusters are Beneficial for Your Water Damage Claim
Here are just some important reasons why public adjusters are beneficial to your water damage claim.
The simple fact is that insurance companies are always looking to save money is why you should have an expert on your side. They often confuse policyholders with technicalities, especially when they know you do not have expert representation. They can downplay the water damage, underpay, delay, or even completely deny your water damage claims.
All because they see you do not have representation and are not an expert yourself. Public adjusters allow you to have expert representation for your water damage claim, someone in your corner, who is well versed in these matters.
Most people will only experience water damage claims a few times in their lives, each time could be a different cause and require a unique approach.
Accurately identifying the extent of your water damage, its category, knowing how to represent and file it to your insurance company, and following up with everything requires experience. Issues can appear with your water damage claim that only an experienced professional understands how to handle.
An experienced public adjuster, like the ones at Southeast Public Adjusters in Pembroke Pines, FL, has seen it all and knows what to do in any situation. They can use their expertise to get you the full settlement you deserve.
Peace of Mind
Water damage from natural disasters and malicious activities is an unsettling experience. You are often left with extensive property damage and loss of belongings.
Going through water damage claims alone during such a time is extremely stressful.
A qualified, experienced, and professional public adjuster gives you peace of mind by handling all the issues and technicalities of your water damage claim. Public adjusters ease the healing process and give you the time and space you need.
Contact Us Today!
Often water damage claims are time-sensitive, especially with natural disasters. While you are recovering, you need experts to identify the damage and start your water damage claim process as soon as possible.
Hence, you need to get the help you need early and let professionals handle your claim for the best results, while you recover from the experience. Hence, we highly recommend Southeast public adjusters in Pembroke Pines, FL.
If you want to learn more about water damage claims in Florida, Southeast Public Adjusters, or want the best public adjuster to handle your case, please visit our website today.