Water damage is one of the highest filed claims by homeowners. Although water damage claims are handled by the homeowner\’s insurance company, some are handled by flood insurance.
Water is the most abundant element on earth. Excessive rainfall leads to flooding, which causes thousands of dollars in water damage repairs. Additionally, if water damage forces you out of your home, you are forced to live in a hotel which is an added cost on top of your water damage repairs.
In this blog post, we will share our tips for winning water damage insurance claims. Plus, we will also share the most common types of water damage claims. So keep reading for more information on the subject.
Types of Water Damage Claims
Since water knows no bounds, it can easily sneak into your house. The most common form of water damage is flooding, which is also the most common natural disaster. Besides flooding, other reasons will compel you to file a Pembroke Pines water damage claim.
- Sewer damage
- Melting snow
- Flood
- Plumbing leaks
- Water appliance damage
- Bursting pipe
- Leaking roof
To win your water damage claim, you need an experienced lawyer on your side. Here are our water damage claim tips to help you win the compensation you deserve.
Tips for Water Damage Claim
Homeowners, renters, and condo owners file water damage claims every year. However, most of them don’t know about filing a water damage claim in Florida. Therefore, their case doesn’t go forward. Here are our tips that will help you file a concrete water damage claim.
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Quickly File a Claim
Filing a claim as soon as possible is the key to building a strong case. Don’t wait for your water problems to turn into a disaster. If you notice any plumbing leaks, start preparing your claim.
Filing your claim as quickly as possible puts you in the closest position of winning your compensation. Keep in mind that your insurance company receives hundreds of claims each day. So to be at the start of the line, you need to file a claim quickly.
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Move Undamaged Goods Out of Harm\’s Way
You’d want to move undamaged goods from harm’s way after your house is flooded. Moving such items helps you see what areas are damaged so you can file a stronger claim. Plus, it’ll save you from unnecessary headaches because if you keep your appliances in the area was water has infiltrated, you are risking your goods.
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Document Everything
After you have filed your water damage claim, it’s time to take pictures of your house. You need to take pictures of standing water, appliances that got damaged, including house damage. These pictures will serve as proof and will help you rebuttal any damages that weren’t compensated in your claim.
If you have a list of all the items in your house and their prices, it’ll make your claim easier. You’ll simply have to share that list with your insurance company, and you’ll get reimbursed within your claim limits.
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Remove Standing Water
After you have documented everything, you should immediately start draining standing water. This will ensure water doesn’t seep through the floor or crack the walls of your house. Plus, standing water can turn hazardous, leading to several respiratory problems.
You can easily drain water with the help of a vacuum cleaner or by pushing water outside. While it may take time, it’ll keep the rest of your house safe from water damages.
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Don’t Throw Away Damaged Items
You might think that your damaged items are no good and you have pictures of them, so there is no point in keeping them.
However, insurance companies might require physical proof of an item even if you shared pictures of it. So it’s best to store damaged items separately. This ensures you don’t face any difficulties with your water damage claim.
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Start The Repair Process
Unless your roof has been damaged and water keeps flowing inside your house, you might want to hold off recovery until your insurer authorizes you.
Waiting for authorization prevents the risk of making repairs that aren’t factored in your insurance claim. However, if your roof and walls are leaking, it’s ok to apply tarp or plywood to prevent further damage.
The Bottom Line
Water damage claims aren’t easy as they seem. You’ll need to take pictures and make videos of the damage. Plus, you’ll have to take precautions when draining the water. Sometimes, flood water contains chemicals that can be harmful to your skin. So you might want to move to a different location until your claim is processed.
If you are looking for a water damage claim expert in Pembroke Pines, you don’t have to look further. South Public Adjuster has a team of experienced, professional, and legally equipped adjusters (claim experts). You can talk to our claim experts by dialing (888) 811-5439 or visit our website for more information.